Country atmosphere with easy access to I75.  This 3 bedroom, 2 bath home has a large family room and a 2 car garage. The backyard is large and would be a great play area.  This is a Fannie Mae HomePath Property.  Purchase this home for as little as 3% down.  This Property is approved for HomePath Renovation Mortgage.

If you yearn for the country, this well maintained country cottage is waiting for you.  3 bedrooms, 2 baths and a large family room with hardwood floors.  Rocking chair front porch and a level private backyard.  .This is a Fannie Mae HomePath Property.  Purchase this home for as little as 3% down.  This Property is approved forHomePath Mortgage Financing and HomePath Renovation Mortgage Financing

Just right for family comfort. 4 bedroom, 3 bath Tri-level home with large fenced backyard on a cul-de-sac lot.  Large family room, seperate dining room and a media room on the lower lever. Located in Historic Euharlee. Woodland School District. This is a Fannie Mae HomePath Property.  Purchase this home for as little as 3% down.  This Property is approved for HomePath Mortgage and Renovation Mortgage.

Easy on the pocket book, 2 bedroom, 2 bath ranch home with living room, family room with fireplace and ample kitchen cabinets and counter space. 1.5 acre level wooded lot with covered parking and storage buildings.  This is a Fannie Mae HomePath Property.  Purchase this home for as little as 3% down.  This Property is approved for HomePath renovation Mortgage.

Although they’ve simmered down somewhat since 2009, foreclosures are still controlling the real estate market as we know it.  With all the talk of foreclosure drama many half-truths, rumors, and flat-out lies have surfaced. To help separate fact from fiction, we turned to a recent Trulia blog, which talks about a few misconception and embellishments that are still going around the country.

1. There is going to be a flood of new foreclosure to the market.

Banks have learned that their control of local inventory can influence can local prices.  By introducing homes in calculated ways, rather than in one swoop, they know they’ll realize higher prices.  And banks have also learned that if they can lessen their losses by giving the go ahead to short sales, everybody come out better.

2.  You can go directly to a bank to buy a foreclosure.

No, sorry. The truth is, banks first offer properties on the courthouse steps which is a cash purchase. The rest of them get handed out to asset managers, who then hire local REO agents to list them on the market.

3.  You can steal a deal by doing lowball offers on foreclosures.

Banks want REO’s off their books anywhere from 30-120 days so they normally list them slightly below comparable properties.  If the property is slow to sell, the bank will slash the price after about 30 typically (not all banks do this). Most banks are interested in neighborhood stabilization so those giveaways are out there but not the norm.

4.  You can’t use foreclosures when doing an appraisal.

According to Trulia, it’s time to discredit this myths in many neighborhoods, foreclosures and distressed sales and or short sales are the only comp you’ve got.  So, they represent the value of homes in the area.

5.  Foreclosures are only affecting the bottom end of the market.

While the market share of foreclosed homes under $1 million is retreating, foreclosed properties valued at more than $1 million are rising up 115 % since 2007. Foreclosures on properties valued in excess of $2 million have increased 273%.

Source:  Pro.TruliaBlog.com

Beautiful home in luxurious Village at Waterside.  Mountain views in a cul de sac.  Master on main, huge upper loft, tigerwood floors in great room, granite throughout, built in seating in master bedroom and deck, huge unfinished basement, the list goes on and on

Near Lake Allatoona

The perfect Cape Code.  An adorable home on a private hidden long driveway nestled in the woods.  Freshly painted inside & out.  Hardwood floors in the kitchen, master on the main, open loft for the perfect upstairs playroom or office & a finished basement.  Don’t forget the oversized screen porch!  A hidden jewel in the trees

Cape Cod nestled in the woods

This home is a little piece of heaven in the Historic District of Cartersville.  Relax in the custom built pavilion over looking a gardener’s paradise!  Completely perfect inside and out!  1934 Better Homes & Gardens houseplan. Heated floors in both bathrooms, slate roof, Anderson Casement windows, totally irrigated yard, HVAC warranty through 2013.

So stunning! This home is the perfect ’10′.   Show stopping views of pasture and roaming cows right out back on your serene screen porch.  Master on the main, elegant formal dining with dropped coffered ceiling, tumbled tile kitchen, solid surface counters, warm stained cabintry and the list goes on and on.  Private fenced lush yard.

What a value, stepless 4 sided brick ranch on a level lot.  3 bedrooms, 11/2 bath home with a dining room, living room and a large bonus room. This is a Fannie Mae HomePath Property.  Purchase this home for as little as 3% down.

4 Sided Brick Ranch