New Listing: 55 Lake Haven Drive Cartersville, GA 30120 *Short Sale*

This is a true bungalow designed home.  It features soapstone kitchen countertops, a custom designed island, bamboo wood floors, top of the line Frigidaire appliances, dual fuel stove with warming drawer, travertine master bath, upstairs family room, screen porch & side porch and a 24×30’ garage with workshop.  This loaded custom home is the builder’s personal residence. 

 55 Lake Haven is priced at $245,000.  Call us for more details at 770-606-0054.

Important Changes to Mortgage Underwriting

RisMedia just published this blog post regarding important mortgage underwriting changes that could affect many buyers.  Mainly, buyers need to be aware that lenders will re-pull their credit scores, pay stubs, validate social security numbers and verify intent to occupy just before closing.  It is imperitive that potential buyers be honest and up front with their information with the initial application and not make any major purchases or do anything that would affect their credit scores or job status before closing.  If lenders find potential buyers have mis-represented their situation in any way they can potentially be charged with fraud.  Read on for more details

New Listing: 38 Centerport Drive White, GA 30184 *Short Sale*

This is a cupcake home!  This stunning, traditional home is loaded with lovely upgrades on every level.  Expansive open kitchen, vaulted dramatic family room and master on the main.  The basement offers a huge den, 2 playrooms, office and so much storage.  38 Centerport is listed at $165,000. 

Please call us at 770-606-0054 to speak to a team member for more details!

New Listing: 614 Graham Street Rome, GA 30165

This is a 3 bedroom, 1 bath ranch close to everything.  Rocking chair front porch, separate dining room, living room on a quiet street great for first time buyers or investors.

 This is a Fannie Mae Homepath property.  Purchase this property for as little as 3% down.  This property is approved for Home Path Renovation Mortgage Financing.

 This home is listed for sale at $22,000.  Call us today for more details at 770-606-0054.

New Listing: 26 Kenwood Lane Cartersville, GA 30121

This is an updated charmer!  It features new hardwood floors in the family room, an additional 4^th bedroom, the kitchen and dining area has a lovely built-in bookcase and new lighting.  This home also boasts an addition back deck and fenced yard.   26 Kenwood is priced at $94,850.   Call us today for more details at 770-606-0054.

New Listing: 24 Sunrise Drive Cartersville, GA 30121

This is a great large ranch with huge rooms!  It’s a terrific wide, open floor plan, with a huge fenced yard and a cozy and comfy screened porch.  24 Sunrise features a stone fireplace, office and 3 nice bedrooms with a very large master bedroom.  This home is priced at $112,000.  Call us today for more details at 770-606-0054.

How to price to sell and still make a profit

The asking price you set for your home significantly affects whether you will profit in the sale, how much you will profit and how long your home will sit on the market. Your real estate agent’s knowledge of the overall market and what’s selling – or not selling – will be invaluable in helping you determine the price. The objective is to find a price that the market will bear but won’t leave money on the table.

Here are some points to consider: Time. Time is not on your side when it comes to real estate. Although many factors influence the outcome, perhaps time is the biggest determinant in whether or not you see a profit and how much you profit. Studies show that the longer a house stays on the market, the less likely it is to sell for the original asking price. Therefore, if your goal is to make money, think about a price that will encourage buyer activity (read: fair market value).

Value vs. Cost. Pricing your home to sell in a timely fashion requires some objectivity. It’s important that you not confuse value with cost – in other words, how much you value your home versus what buyers are willing to pay for it. Don’t place too much emphasis on home improvements when calculating your price, because buyers may not share your taste. For instance, not everyone wants swimming pools or four-car garages.

Keep it simple. Because time is of the essence, make it easy for the buyers. Remain flexible on when your agent can schedule showings. Also, avoid putting contingencies on the sale. Though a desirable move-in date makes for a smoother transition between homes, it could cause you to lose the sale altogether.

For those of you looking to purchase a home with a USDA loan, the funds are now back and ready for your use.  The funding fee has increased to 3.5% until further notice.

If a loan was not already granted a conditional commitment at two percent it will need to be updated with the 3.5% funding fee as well.

Give us a call at 770-606-0054 if we can help find a home that will work for you!

New Listing: 7 Sterling Court Cartersville, GA 30120

This is a stunning 5 bedroom, 4 ½ bath elegant brick home.  It has an enormous, full fenced backyard, full finished basement with in-law suite, exercise room and media room.  It features lots of upgrades and is professionally painted.  This is an amazing home that you must see!

New Listing: 81 Birchwood Farms Lane Dallas, GA 30132

This three bedroom/two bath home has tons of space!  It features a long kitchen bar that can seat eight people, an open kitchen, dining and great room area, three spacious bedrooms, a two car garage and a basement that is the full footprint of the main level with a stubbed bath.  This home offers so much bang for the buck at $164,650.  Call us today at 770-606-0054 for more details!