UGA's A Cappella Groups Accidentals and Noteworthy Perform at the Grand Theater

UGA’s award-winning Collegiate A cappella groups , the UGA Accidentals and UGA Noteworthy will be singing at the Historic Grand Theatre in Cartersville, GA, this Sunday, March 2nd, at 2:00 pm.  Tickets can be purchased for $8 either at the door, or in advance by calling 770-546-9492. These groups are under the umbrella of UGA’s Hugh Hodgson School of Music. 

UGA Noteworthy is the female a cappella group and is made up of fourteen very talented young women.  Last year, their CD titled “99 Problems But a Pitch Ain’t One,” was honored by CARA as Best Female Album and Best Song “Hear Me Out”). They also had the song “Wonderwall” sung by Casey Branch, one of our local Cartersville natives, put on the” BOCA” and “Sing 3” albums which are compilations of the very best in the nation. Maggie Smith, another Cartersville native, had two nominations for her arranging and writing.

The UGA Accidentals, the male a cappella group, is equally as talented as their female counterpart.  Their last CD, “Fourteen and Change” will be on sale at the concert. In 2007, these talented guys came in second at the semifinals of the ICCA. The song, “Aint No Sunshine,” was featured on “Sing 3” also. This group is currently working on their new CD which will be released next year. Chase Dudley, one our Cartersville natives, is in this group. Call for tickets so that you do not miss this opportunity to see these wonderful performers!

15 Cambridge Way, Cartersville Ga 30121

$385,000… INSTANT EQUITY! $100,000 BELOW MARKET VALUE! MASTER IS ON THE MAIN. LARGE, SPECTATCULAR OPEN FLOORPLAN, ALL LIVING AREAS FEATURE WIDE PLANK HARDWOOD FLOORS. NEW CARPET ON TERRACE LEVEL. EXTERIOR IS OF NATURAL ROCK AND CEDAR. WINDOWS LEND BREATHTAKING VIEWS TO THE MOUNTAINS AND SUNSETS. LOCATED IN A GATED COMMUNITY IN THE FOOTHILLS OF RED TOP MOUNTAIN STATE PARK AND LESS THAN A MILE FROM LAKE ALLATOONA & I-75.

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16 Woodcrest Drive - $349,850

4 br, 3.5 ba, gorgeous home with lots of rooms, hardwood floors, kitchen has stained cabinet and solid counter tops, breakfast bar, breakfast room, separate dining room, keeping room, living room, double vanities, walk-in closets, upstairs has jack and jill bathroom, double pane windows, dishwasher, ice maker line, microwave, sprinkler system, beautiful landscaping, 2 gas starter fireplaces, large deck overlooking private backyard, 2 car garage with auto garage door openers, laundry room off kitchen.

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31 LOWRY WAY

HARDWOOD FLOORS EVERYWHERE! ENORMOUS MASTER SUITE W/SITTING ROOM. A CHEFS DREAM KITCHEN - SPACIOUS AND CHARMING. BIG FAMILIES WILL LOVE THIS FINISHED BASEMENT OFFICE, BEDROOM, FULL BATH & FAMILY ROOM. ALL NEUTRAL PAINT, BETTER THAN NEW!

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5 Bedroom Home under $200,000

$199,850… MR & MRS CLEAN LIVE HERE. THIS HOME IS PERFECTION W/SO MUCH ROOM. NEW ADDITION SCREEN PORCH, CORIAN KITCHEN, NEW APPLIANCES & FORMAL DINING ROOM W/EXTENSIVE MOLDINGS. THIS HOME HAS A HUGE MASTER & AN ENORMOUS 5TH BEDROOM.

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141 Mayflower Circle, Cartersville GA 30120

FABULOUS 3 BEDROOM, 1 BATHROOM HOME. LOCATED IN THE MAYFLOWER S/D IN THE CITY OF CARTERSVILLE! NEEDS MINOR TLC INCLUDING CARPET & PAINT. GREAT DEAL FOR THOSE WHO WANT SWEAT EQUITY OR FOR INVESTORS!

Contact us today to find out if you qualify for the $10,000 Cartersville City Grant. 

770-606-0054 or email: info@mullinaxteam.com

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NEW LISTING IN THE FOUR SEASONS NEIGHBORHOOD OF CARTERSVILLE, GEORGIA

36 COTTAGE WALK, CARTERSVILLE GA 30121

IRRESISTABLE CURB APPEAL! ONLY DESIGN LIKE THIS IN SUBDIVISION. WRAP-AROUND FRONT PORCH, ELEGANT COFFERED CEILING IN MASTER WITH 2 BIG CLOSETS, HUGE GREAT ROOM WITH FIREPLACE, CUSTOM WINDOW TREATMENTS, SODDED FRONT & BACKYARDS W/IRRIGATION.

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FABULOUS NEW LISTING IN HIGHLY DESIRABLE NEIGHBORHOOD!

418 Manor Way, Cartersville, GA 30120

$129,000…

UTTERLY SPECTACULAR IN EVERY WAY! DECORATOR SHOW HOME.

1 WEEK OLD CARPET, NEW LIGHT & WATER FIXTURES & BEAUTIFUL WARM PAINT THROUGHOUT. ENORMOUS BEDROOMS WITH PRIVATE BATHROOMS. CORIAN, WOOD FLOORING, THE LIST GOES ON AND ON…

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Liens, title clouds, utilities, and closing attorneys are all critical to close a Short Sale

Short Sales are a fairly straight forward process.  There are several items that must happen in order for the Short Sale to take place.  The most common of them are: various judgments that have attached to the property, clouds on title, an inexperienced closing attorney, and disconnected utilities.

As with any property, during the contract-to-closing time period, the Closing Attorney will run a title search to determine if there are any outstanding judgments against the Seller that have attached to the property and that will have to be negotiated and settled prior to closing.  These may be local, state, or federal tax leins, mechanics liens, or judgements from court cases.  It is very important that your closing attorney run the title search as soon as possible so that you can determine if the Seller needs to negotiate or take care of amy of these judgments,  Know that most judgments can be negotiated down with a few phone calls to the right people.

The Short Sale lender has no preference as to which attorney you use. But you should.  It is very, very, important that you choose a closing attorney that is very experienced In closing Short Sales.  These transactions are unique and the bank is very particular about how the HUD-1 Settlement Statement is calculated and reflected.  The closing attorney will need to work closely with the Loss Mitigation Rep to produce closing documents that satisfy all the requirements of the Short Sale lender.  The Short Sale lender will nit-pick every item on the Seller’s side of the HUD-1 and the bottom line on the Seller’s side of the HUD-1 must always net to Zero!  In other words, the Seller brings no cash to closing and takes no cash from closing and the closing attorney will have to juggle the rest of the costs so as to meet all the Short Sale lender’s requirements.

When you Short Sale comes under contract, the Buyer will likely order an inspection and the utilities will need to be on for this.   It is imperative that the homeowner know the importance of keeping their utilities turned on.  If the utilities get disconnected they will have to be reconnected for the Buyer’s inspection, which can very costly.  Also, given that the time period allotted by the bank is ticking away, it is possible to lose a potential Buyer because they could not do their inspection due to the utilities being disconnected.  If this happens, you may not find another Buyer before the expiration of the pre-foreclosure period.

If you are considering a Short Sale to avoid foreclosure, dont’ delay.  Visit www.AvoidBankForeclosureNow.com or call Bonnie Mullinax at 770.606.0054 to get started. 

In a Short Sale, the Bank will allow for some closing costs to be paid for the homeowner, but not the purchaser.

The rules are different when dealing with a Short Sale.  The bank ultimately decides what will be paid for by the Seller at closing.  It is very crucial to know what the bank will and will not accept at closing so that the contract may be negotiated correctly in the beginning.

As part of the Short Sale or Pre-Foreclosure Program, the Short Sale lender will cover most all of the closing costs on behalf of the homeowners, as well as the real estate commissions.  Most lenders pay a total of 6% in agent commissions, however, there are a few that pay less.  This means that the homeowner will not have to pay the commission.  There are a few closing costs that the lender will not cover on behalf of the Seller, such as the cost of a home warranty if requested by the Buyer,  HOA transfer fees and certificates, and any delinquent HOA dues.  If the bank is offering Seller Incentive, the Incentive can be used to cover any costs that the bank will not.  If the bank is not offering a Seller Incentive, the homeowner will have to take care of these expenses prior to closing,  The bank will usually cover any delinquent taxes on behalf of the homeowner, as long as the sales proceeds are sufficient to cover then.  Remember, if there are any delinquent taxes, the List Price will have to reflect these costs that will have to be deducted from the Sale Price at closing, 

The Short Sale lender will absolutely, under no circumstances, cover ANY closing costs on behalf of the Buyer.  There will likely be something you will have to explain over and over to Buyer’s Agent, and you should expect them to argue with you incessantly.  What they will typically want to do for their Buyers is just gross-up the Sales Price on their client’s offer so that they can roll-in the Buyer’s closing costs.  In a Short Sale, the Seller’s lender will not allow this, the lenders will absolutely make no exceptions.  The bank’s position is that if they are going to take a hit on the Short Sale, and therefore the Buyer is going to walk into this property with some equity, they are certainly not going to contribute to any of the Buyer’s closing costs, no exceptions, The Short Sale lender also will not allow the Seller to contribute any monies on behalf of the Buyer,  The lender’s position on this is that if the Seller had any monies on hand to contribute to the Buyer’s closing costs, the Seller should have used that money to make their house payments. 

If you are considering a Short Sale to avoid foreclosure, dont’ delay.  Time is critical.  Visit www.AvoidBankForeclosureNow.com or call Bonnie Mullinax at 770.606.0054 to get started.